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Purchase A New Vehicle This Fall

The air is crisp, the trees display beautiful fall colors and the new cars and trucks are on a transport vehicle headed toward a dealership near you. A lot of us held on to our old car during the economic downturn. Are you starting to spend more on repairs each month than the price of a car payment?

You may be interested in something more fuel efficient due to high gas prices. Others are concerned about the reliability of the old vehicle during the cold, wet winter months. Remember, when you are looking for a new or used car, truck, SUV or RV, Legacy Federal Credit Union is here to help. Currently our rates are as low as 1.99% APR and we offer terms as long as 84 months. We will consider matching lower rates with documentation.

Legacy Federal Credit Union offers you several options to help you through the buying process. Our loan officers would be happy to pre-approve the loan before you start shopping. They will analyze your debts, credit score and employment situation to determine the amount you qualify to borrow and your interest rate. A pre-approval certificate will be issued to you. This process allows you to know how much your payments will be and the upper limit for your loan.

The Credit Union offers you access to our auto broker, Auto Solutions. Auto Solutions has been serving credit union members across the Northwest for more than twenty years. They have six locations in Oregon and Washington. Dial 503-238-2429 or 800-207-2429 for the Portland office. You will be connected with a knowledgeable auto consultant. He or she will take the information about the type of car or truck you are interested in purchasing. They will do all the legwork for you, searching the dealerships for the vehicle you want. There is absolutely no pressure to buy! The consultant calls you back with a price and you can take the deal or leave it. If you purchase your new or used car or truck through Auto Solutions and finance at your Credit Union you will receive a free $25 gas car when your vehicle is delivered.

The Credit Union recognizes that everyone has an interest in convenience these days. That’s why we are a member of CUDL (Credit Union Direct Lending). Our relationship with CUDL allows you to get a Legacy Federal Credit Union loan at the dealership. You get great credit union rates and complete all the paperwork at the dealership. Be sure to identify yourself as a Legacy Federal Credit Union member at the dealership.

No matter what avenue you choose, we are here to make your car buying experience pleasant. We want to finance your next vehicle.

Don’t forget, your Credit Union has plenty of money to loan. We make first and second mortgages, HELOC, (Home Equity Line of Credit). We can loan for appliances, repairs, vacations, education and much more. Call the Credit Union today and ask to speak with a loan officer, 503-413-7474. We look forward to serving you.
  • Rates are quoted as APR and are subject to change.
Equal Housing Lender
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
NCUA - National Credit Union Administration, a U.S. Government Agency
Shares federally insured to at least $250,000
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