You really want and/or need a new car but the thought of negotiating at the dealership all day brings on an immediate cold sweat. Let your Credit Union step in and help. We are here to be of assistance to you. We want you to get the best deal on your vehicle and the best financing from your Credit Union.

The Credit Union offers you several options to help you through the buying process. Our loan officers have years of experience and they will help you select a make and model that fits your budget. They will go over payment schedules, mechanical breakdown and GAP insurance options. Our loan officers would be happy to pre-approve your loan before you start shopping for a vehicle. They will analyze your debts, credit score, and employment situation and determine the amount you are able to borrow. A pre-approval certificate will be issued to you. This allows you to go shopping for a car and know exactly what you are eligible to borrow.

Legacy Federal Credit Union offers you access to our auto broker, R K & Associates. You can reach Ron Kinnaman seven days a week at 503-643-9722. Ron has many years of car buying experience and will be happy to assist you with your car buying decision. When you decide on a make, model, and color, Ron will search the dealerships in the Pacific Northwest to get you the best possible price. Once you agree on the vehicle, Ron will take you to the dealership to pick up your new car, truck, or SUV. What could be easier?
The Credit Union knows that everyone has a busy schedule and convenience is important, that's why we have a relationship with CUDL (Credit Union Direct Lending).

Just what is CUDL? Through an agreement with Credit Union Direct Lending, most car dealers in the Portland Metro Area and Southwest Washington are a part of a network that allows us to approve your new or used vehicle loan while you are at the dealership. Dealerships that participate in the program are on your side. They are there to help you find the perfect car or truck and finance your purchase at Legacy Federal Credit Union. There is no need to make a trip to the branch to get your loan; you can do everything right there at the dealership. Visit a participating dealership and get a low-rate LFCU on the spot! Once approved, you drive your new vehicle off the lot. All of the paperwork is taken care of electronically. Be sure to identify yourself as a Legacy Federal Credit Union member and ask for your financing through the CUDL system.

No matter which avenue you choose, Legacy Federal Credit Union is here to make your buying experience pleasant. We want to finance your next vehicle! You can split your payments and make them through direct deposit too. You won't have to worry about mailing payments. Now that's convenience.

Call the Credit Union today for more information 503-413-7474