Legacy Federal Credit Union

Vehicle Loans, A Credit Union Speciality

Is your old car no longer dependable and you are spending more on repairs than a monthly payment? Perhaps you’re looking for something more fuel efficient with gas prices on the rise. Vacation time is on the horizon and a new vehicle would be just the thing for a planned road trip. Remember, when you are looking for a vehicle, Legacy Federal Credit Union is here to help. We offer some of the lowest rates and best terms anywhere on new and used vehicle loans.

The Credit Union offers several options to help you through the buying process. Our loan officers would be happy to pre-approve your loan before you start shopping for a vehicle. They will analyze your debts, credit score and employment situation and determine the amount you are able to borrow. A pre-approval certificate will be issued to you. This process allows you to know exactly how much your payment will be and the upper limit for your loan.

Legacy Federal Credit Union offers you access to our auto broker, RK and Associates. You can reach Ron Kinnaman seven days a week at 503-643-9722. Ron has many years of buying experience and will be happy to assist you with your car buying decision. Ron is a former credit union employee and knows well the credit union philosophy. When you decide on the make, model and color, Ron will search the dealerships in the Pacific Northwest to get you the best possible price. Once you agree upon the vehicle, Ron will take you out to the dealership to pick up your new car, truck, or SUV. What could be easier?

The Credit Union recognizes that everyone is interested in convenience these days; that is why we have a relationship with CUDL (Credit Union Direct Lending). Just what is CUDL? Through an agreement with Credit Union Direct Lending, most car dealers in the Portland Metro Area and Southwest Washington are a part of a network that allows us to approve your new or used auto loan while you are at the dealership. Dealerships that participate in the program are on your side. They are there to help to help you find the perfect car or truck and help you pay for your purchase with a Legacy Federal Credit Union loan. There is no need to make a trip to the branch to get your loan, you can do everything right there at the dealership. The decision on the make and model are yours. Visit a participating dealership and apply for low rate LFCU financing at the dealership. In minutes you will have a financing decision. Once approved, the dealer receives our terms and conditions, completes the sales contract, and you drive the vehicle off the lot. All of the paperwork is taken care of electronically. Be sure to identify yourself as a Legacy Federal Credit Union member and ask for financing through the CUDL system.

No matter which avenue you choose, Legacy Federal Credit Union is here to make your car buying experience pleasant. We want to finance your next vehicle! You may split your payment and make it through direct deposit too. You don’t have to worry about sending in the payments, now that’s convenience.

Rates are as low as 3.95% APR on 2008-2009-2010 vehicles. Call today for more information 503-413-7474.

Loans are subject to our normal qualification policies.
Rates are quoted as of 3-31-10 and are subject to change.
Rates are quoted as APR (Annual Percentage Rates).

Shares federally insured to at least $250,000