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When you need to borrow money, you want to know that it will be a pleasant experience. At the Credit Union, loans are our specialty. You can count on friendly personal service by one of our experienced loan officers. Credit Unions were founded to provide affordable credit to members.

We loan money for almost any worthwhile purpose: automobiles, education, home improvement, bill consolidation, recreational vehicles, first and second mortgages and lines of credit. Compare our rates with other lenders; we think you will find that they are the best around. In most instances you can get an approval in minutes. There are no loan fees at your Credit Union. Sign up for payroll deduction and your payment can be automatically deducted from your paycheck. There are reductions in interest rates for automatic payments also! You won’t have to remember to write a check each month for your loan. You can apply for a consumer loan 24/7, online!

VISA Credit Cards:
Get the convenience and worldwide recognition of the VISA name with the Legacy Federal Credit Union guarantee of good service, low interest rates, 25 day grace period and a low $10 annual fee (fee waived if you have a LFCU checking account also).

Verified by VISA
If you are currently carrying another VISA card, we think that you will find it to your advantage to transfer the balance to a Legacy VISA. You will receive a comprehensive monthly statement showing all activity on your account. To find out information on your current Legacy Visa go to www.eZCardInfo.com

Visa Account Agreement

Visa Credit Card Disclosure - Rates and Fees


Line of Credit:
Much like a VISA, but without the card, a Line of Credit lets you borrow up to a predetermined credit limit anytime. You don’t have to make a separate application each time you need money. It may also be used for overdraft protection for your checking account.

Mortgage Loans:
1stMortgages:
Whether you are looking to purchase a new home or refinance the one you already have we offer a wide variety of mortgage products to suit your needs and are here to help. Click here to begin a 1st Mortgage Application.


2ndMortgages:
HELOC (Home Equity Line Of Credit) loans are available through the Credit Union. Line of credit 2nd’s are a flexible tool to use the equity in your home. Compare rates and fees, we think that you will find the Credit Union is more than competitive. You may also arrange to have your HELOC payment made automatically from your account.

> Loan Rates and Loan Calculator
Equal Housing Lender
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
NCUA - National Credit Union Administration, a U.S. Government Agency
Shares federally insured to at least $250,000
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