|We recognize the importance of our responsibility in protecting
our members' private information. We want to protect the personal
and financial information that you have entrusted to us. Therefore,
trust, while addressing your needs. We believe that all personal
and financial information specific to you that you provide to us
through any channel constitutes personal information.
Protecting Your Children's Information Privacy
The online financial services offered through the credit union's
website are not designed for or directed toward children under age
13. We do not knowingly solicit or collect data from children, and
we do not knowingly market to children online without express parental
consent or notification. If we receive online information from any
child we will only use the information to respond directly to a
child's request. We recognize that protecting children's identities
and online privacy is important and that responsibility rests with
us and with parents. If you believe your child has provided personally
identifiable information to us, please contact us so we can allow
you the opportunity to review and delete such information. Please
Collection of Information
When you apply for a Credit Union account or service, we collect
personal information in order to process your application. We may
retain this information so that we can provide the products and
services you request. When you open or use an account or service
from the Credit Union, we retain personal information you provide
in the context of using that product or service, including transaction
information. After you sign up for our online services, our data
system records certain online information, including the transactions
you conduct online. This data enables us to process and confirm
your transactions. When you send us e-mail, we will retain the content
of the e-mail, your e-mail address, and our response in order to
handle any follow up questions you may have. We also use it to measure
how effectively we address your concerns. Our credit union will
protect your personal information. Our credit union will maintain
strong security controls to ensure that member information in our
files and computers is protected. Where appropriate, we will use
security-coding techniques to protect against unauthorized access
to personal records, ensure accuracy and integrity of communications
and transactions, and protect member confidentiality
Some parts of the credit union's web site may use a "cookie,"
which is a file placed on your computer hard drive that allows our
web site server to log the pages you use in the site and to determine
if you have visited the site before. The cookie captures no personal
identification information. The server uses this information to
provide certain features during your visit to the web site. You
can set your browser to warn you when placement of a cookie is requested,
and decide whether to accept it. By rejecting a cookie, some of
the features available on the site may not function properly.
This site contains links to other sites. Legacy FCU is not responsible
for the privacy practices or the content of such web sites.
Use and Sharing of Personal Information: The Credit Union will use
personal information that is appropriate in the normal course of
our business to provide the products and services you requested.
We will also use this information to provide positive identification
of you when you contact us. We will not disclose information to
third parties, excluding credit union affiliates, concerning your
account with us, except: (a) when such disclosure is necessary to
complete the transactions; (b) to verify the existence and condition
of your account for a third party (such as a credit bureau) as is
permitted by law; (c) to comply with any court order or applicable
laws or regulations; or (d) when you give us your written permission.
The Credit Union does not and will not sell any personal information
to third parties for independent use. In keeping with its mission,
the credit union only shares information with the ultimate goal
of bringing you greater convenience and more choices. Our credit
union will partner only with businesses that follow strict confidentiality
requirements. The businesses we select will offer products designed
to enhance our members' economic well-being. Under no circumstances
will we authorize these firms to charge your account without your
express consent, and we will not sell member information to telemarketing
How Members Can Protect Their Own Privacy
Legacy FCU advises its members to never share their online account
password or ATM/Visa debit PIN with anyone. Members should also
change their password regularly and remember to sign off of our
Web site and their computer. Remember that with HTML programming,
information may continue to reside on the computer you are using
even after you sign off. In a shared environment, remember to delete
How Members Can Help Us Manage Information
Keeping member account information up to date and accurate is very
important to LFCU. If a member ever discovers that account information
is incomplete, inaccurate or not current, we strongly urge them
to contact us so that we can remedy the situation.
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