Legacy FCU Rates


Account Rates

Account APY**
Regular Savings 0.0500%
Premium Checking 0.0500%
Money Market Accounts < $10,000 0.0500%
Money Market Accounts $10,000 to $25,000 0.1000%
Money Market Accounts > $25,000 0.1000%
IRA Accounts 0.1501%
Christmas Club 0.0500%
Certificates (12 Month) 1.25%
Certificates (18 Month) 1.35%
Certificates (24 Month) 1.45%

Account Rates are quoted as of 09/30/2019 and are subject to change.


Loan Rates

Loan APR*
Personal Loan 8.75% to 15.00%
Line of Credit 8.00% to 15.00%
Auto Loans, 100% Finance 2.30% to 10.50%
Used Auto Loans 2.50% to 11.50%
Visa Credit Cards 12.50% to 17.90%
Share Secured Visa Credit Card 11.90%
Education Loans 6.00%
Share Secured Loan 6.00%
2nd Mortgage HELOC 6.00% variable

RV and Boat Loans

Max Pmt Period A B C Loan Amount
New - 2018 & 2019
60 Months 4.00% 5.00% 6.00% Under $25,000.00
120 Months 4.98% 5.48% 8.99% $25,000.00 - $50,000.00
180 Months 5.98% 6.98% 9.99% Over $50,000.00
Used - 2011 - 2018
60 Months 5.00% 6.00% 7.00% Under $25,000.00
120 Months 5.98% 6.48% 9.99% $25,000.00 - $50,000.00
180 Months 6.98% 7.98% n/a Over $50,000.00

Loan Rates are quoted as of 9/30/2019 and are subject to change.
Maximum Loan to Value is 85%. New-MRSP, used-Retail NADA.
Rates for signature loans and vehicle loans are quoted for automatic payments from a Legacy FCU account. If you do not have automatic payments from a Legacy FCU account the rate will be 0.50% higher.